1. Traveler, a companion, an immediate
family member, 
or business partner becomes sick or
injured
2. Traveler, companion, or immediate family member
dies
3. Inclement weather causes the delay or
cancellation of a trip.
4. A strike causes the complete cessation of
travel services.
5. Traveler's home, or destination, is made
uninhabitable by fire, flood, natural disaster, vandalism, or
burglary.
6. Traveler or companion are called to jury
duty.
7. A terrorist incident occurs in a city listed
on the itinerary
8. You or a traveling companion are called into
active military service
9. A termination or layoff that affects traveler
or companion.
10. Traveler or companion are the victim of a felonious
assault.
11. Traveler is delayed by a traffic accident on the way to
departure.
12. Travel documents such as a passport or visa are
stolen.
13. Traveler's family or friends living abroad are
unable to provide accommodation
14. Traveler becomes pregnant or needs to attend the birth of
an immediate family member’s child.
15. Financial default of a tour operator, cruise line,
airline, or other travel supplier.
16. Legal separation or divorce.
17. Traveler is required to work and needs to cancel the
trip.
18. The school of the traveler's children hold classes beyond
the normal school-year.
These examples are
derived from a variety of travel insurance policies; offerred by a variety of insurers; at
a wide range in pricing. Every traveler should verify that the policy they purchase
contains the coverage desired!
